Your hostel. Automated. Transparent. Settled.
Settlebunk provides the digital infrastructure for student communities to automate shared utility allocations and track communal expenses with 100% transparency.

0%
Platform setup fee
99%+
Ledger accuracy rate
3x
Faster than manual collection
0%
Platform setup fee
99%+
Ledger accuracy rate
3x
Faster than manual collection
0%
Platform setup fee
99%+
Ledger accuracy rate
3x
Faster than manual collection
Core SaaS Modules
Everything your community needs. Nothing it doesn't.
Real-time Ledger Engine
Create service charge allocations using automated splitting algorithms - flat, per-capita, or custom. Every room is billed with precision. No spreadsheets. No errors.
Public Transparency Portal
A public, room-by-room payment dashboard your students can see in real time. Managers control what's visible. Full accountability, zero disputes.
Predictive Energy Analytics
Log unit purchases and Settlebunk computes your daily consumption rate, estimated depletion date, and low-energy alerts automatically.
Facility Support Tickets
Facility Support Requests are logged through a structured ticket system. Administrators track status from Open through In-Progress to Resolved - all in one place.
Multi-Occupancy Billing
Assign multiple students per room. Utility allocations auto-adjust based on headcount - no manual recalculation required.
Automated Default Alerts
WhatsApp and email nudges fire 24 hours before every deadline. One-click escalation for persistent defaulters.
For Administrators
From onboarding to full ledger clarity in minutes.
Onboard your community
Register your hostel, define rooms, and assign students. Multi-occupancy is fully supported out of the box.
Configure service charges
Set the total, select your splitting algorithm - flat, per-capita, or custom - and allocations are computed instantly.
Students pay securely
Each student receives a personalised payment link. Cards and bank transfers handled in seconds via Paystack.
Real-time ledger updates
Your dashboard reflects every payment the moment it lands. Zero manual reconciliation. Full audit trail.

For Students
Know your allocation. Pay your share. Own your record.
Precise utility allocations
Your share is computed by an automated splitting algorithm based on your room and occupancy. No guesswork, no disputes.
Secure payments in seconds
Card or bank transfer - your choice. Every transaction is processed by Paystack and receipts are generated instantly.
Personal payment ledger
View your full transaction history, outstanding service charges, and download receipts any time.
Automated alerts out. Service charges in.
Settlebunk fires automated payment reminders 24 hours before every deadline and predictive energy alerts when unit levels run low - zero manual follow-up required.
WhatsApp nudges
Automated native WhatsApp payment reminders
Email notifications
Real-time ledger and allocation updates
Energy depletion alerts
Triggered by our Predictive Energy Analytics engine

What People Say
Trusted by hostel managers across Nigeria.
Click any card to bring it forward. Real feedback from real managers and students.
"Settlebunk completely eliminated the end-of-month chaos. Bills go out automatically and I can see who's paid in real time."
— Adegoke B., Hostel Manager · Lagos
"Before Settlebunk, I was manually tracking 48 rooms on spreadsheets. Now it's all automatic. I save 15+ hours every billing cycle."
— Ngozi O., Property Owner · Abuja
"The electricity prediction feature is unreal. I know exactly when we're going to run out before it happens."
— Emeka C., Hostel Administrator · Enugu
"Students stopped coming to argue about bills the moment we put the transparency portal live. It just shows them the numbers."
— Fatima A., Student Housing Manager · Kano
"I manage three hostels and Settlebunk handles all of them from one dashboard. It's genuinely changed how I run my business."
— Chukwuemeka I., Portfolio Manager · Port Harcourt
"I literally see my bill, what my roommates owe, and can pay instantly with my card. Zero drama, zero confusion."
— Amara D., Final Year Student · Ibadan
"The maintenance ticketing system made students feel heard. Response time went from 'whenever' to within 24 hours."
— Tunde K., Facilities Manager · Ife
"Students pay from anywhere and I get notified instantly. No more cash collection headaches."
— Blessing N., Hostel Superintendent · Warri
"Onboarding took less than a day. The support team walked me through everything and my hostels were live by evening."
— Osei M., Hostel Owner · Benin City
Got Questions
Frequently asked questions
Ready to automate your communal ledger?
Join hostels already running on Settlebunk - automating utility allocations, eliminating manual tracking, and giving residents a transparent, real-time ledger they actually trust.